Insurances

We accept a variety of insurance plans. Navigating your insurance can be challenging, but our knowledgeable staff will review your policy and explain your coverage to ensure you maximize your benefits. Contact us today for assistance with your insurance plan!

L EYE C Optics

text or call: 718.673.6808


Accepted Providers

We believe that everyone deserves access to high-quality eye care. That’s why we work with a wide range of insurance providers to ensure that your vision needs are covered, making it easier for you to prioritize your eye health without worrying about the cost. We accept most major insurance plans to help make your eye care experience as convenient and affordable as possible. Below is a list of the insurance providers we work with. If your insurance isn’t listed, please call or text 718.673.6808 We’ll be happy to verify your benefits.

  • aetna
  • Blue Cross Blue Shield
  • Cigna
  • Davis Vision
  • EyeMed
  • United Healthcare
  • United Healthcare Oxford
  • United Healthcare Spectera
  • vsp vision

insurance may cover:

EYE EXAMs

Most plans cover annual or biennial eye exams, which are essential for detecting early signs of eye conditions.

prescription glasses

Most plans provide allowances for frames and lenses. You may also get discounts on premium lenses or designer frames.

contact lenses

Many insurance providers offer allowances or discounts on contact lenses, including regular and specialty lenses like RGP or scleral lenses.

FSA & HSA

FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts) can be used for all prescription eyewear purchases, including eyeglasses, contact lenses, eye exams, and prescription sunglasses. Many health insurance plans allocate funds to these healthcare spending accounts, making it easy to use pre-tax dollars for eligible vision expenses. As the end of the year approaches, it’s important to note that FSA funds are ‘use it or lose it,’ so be sure to take advantage of your benefits before December 31st. Unlike FSAs, HSA funds roll over year after year and can even be used for healthcare expenses in retirement. Using your HSA for prescription glasses is a smart way to save money, since the funds are deducted from your paycheck before taxes.

Why Use FSA or HSA for Eyewear?

Using your FSA or HSA for prescription eyewear is an easy way to maximize your benefits and save money, as the funds are deducted from your paycheck before taxes. Whether you’re purchasing glasses, contacts, or scheduling an eye exam, these accounts offer a flexible and tax-advantaged way to take care of your vision needs.

Common Eligible Expenses:

  • Prescription Eyewear: Eyeglasses, contact lenses, and prescription sunglasses

  • Eye Exams

  • Medical Co-pays

  • Medications

Make sure you’re taking full advantage of your FSA or HSA benefits before the year ends. It’s a simple way to save on essential healthcare expenses, including your eye care needs!Contact our office today at (718) 673-6808

Care Credit

CareCredit is a healthcare credit card designed exclusively for healthcare services, offering special financing options for vision care and more. With CareCredit, you can pay for a variety of eye care services, including prescription glasses, sunglasses, contact lenses, eye exams, and even co-pays and deductibles.

CareCredit can also be used for dental work, cosmetic treatments, veterinary care, and other healthcare expenses at enrolled providers. You can use CareCredit for multiple visits, without needing to reapply, as long as you have available credit. Accepted at over 200,000 providers nationwide, CareCredit is a flexible financing solution for all your healthcare needs.

Use your CareCredit card to pay for:

  • Prescription eyeglasses and sunglasses

  • Contact lenses

  • Eye exams

  • And more vision care services

For more information and to apply, visit www.carecredit.com today